Release Notes



Bug Fixes

• code review fixes for email feature
• fix API key encryption timing and add email handler tests
• update MarkBillAsPaidCommandHandlerTests for new IMediator dependency
• fix dialog auto-close and add None option to account dropdown
• address code review issues - null check, transaction safety, cache invalidation, display
• improve dialog with proper window chrome and category autocomplete
• set explicit 700px height on bill payment dialog
• clear change tracker after duplicate search to prevent SQLite lock
• remove future date restriction from transactions
• clear change tracker before bill payment to prevent SQLite lock
• reset page on search and add amount-match highlighting in picker
• remove explicit SQLite transaction to eliminate deadlock
• address code review issues for Either-to-NotSet rename
• widen deductible % input in dialog and simplify grid inline editor
• add missing IInvoiceActivityRepository implementation and move error to top
• show email errors in dialog and add sent/paid dates to detail view
• remove SendGrid, fix leaky SMTP abstraction, simplify email architecture
• use "Generated by OpenLedger" in PDF invoice footer
• remove unused DeductiblePercent field from category system
• add RevertToDraft tests, hide line item buttons when read-only, fix stale panel
• update 12 stale tests to match current production code
• exclude non-business account types from Schedule C and Tax Summary
• complete unlock reconciled transactions feature
• remove UsageType filter from Schedule C account eligibility
• show Reconciled status in all edit dialogs when unlocked
• check DefaultNameMappings for subcategory parts in Schedule C mapping
• add diagnostic logging to transaction validators for "not found" errors
• make IsReconciledStatusVisible observable for binding
• include BusinessType in reconciled structural change detection
• eliminate false positives from subscription detection
• auto-prepend https:// to account URLs for Fetch Statement
• show finalized/emailed dates in detail panel and simplify email body
• connect SnapTrade adapter to user-entered credentials from settings.db
• rewrite SnapTrade API auth to use query params per API spec
• fix SnapTrade signature computation to match official SDK
• use relaxed JSON encoding for SnapTrade signature
• fix SnapTrade account model and add response logging
• fix SnapTrade account model — brokerage_authorization is a string UUID
• prevent UNIQUE constraint violation in batch pattern learning
• include mapping dialog in ShouldCache check
• remove IAsyncDisposable from AmazonAutoSyncService
• keep filter bar and grid visible when filter returns no results
• add diagnostic logging and UI thread dispatch for mapping dialog

New Features

• add SendGrid email settings (API key, from, CC, BCC)
• add Email settings view in Settings sidebar
• add IInvoiceEmailService interface
• implement SendGridInvoiceEmailService
• add EmailInvoiceCommand with branded HTML email
• add Email button and send dialog to InvoiceDetailView
• add AccountUrl to AccountSummaryDto and mapping
• add CategoryId and Payee to MarkBillAsPaidRequest
• create transaction when recording bill payment with account
• rewrite MarkBillPaidDialogViewModel with account and category selection
• rewrite MarkBillPaidDialog as windowed dialog with account/category
• switch BillRemindersViewModel to windowed dialog for mark paid
• add duplicate transaction detection when recording bill payments
• add TransactionPickerDialog for linking existing transactions
• add Link Existing Transaction option to Record Payment dialog
• add DeductiblePercent property and domain tests
• add DeductiblePercent to DTOs and handlers
• wire DeductiblePercent through ViewModels
• rename Tax Deductible to Schedule C Deductible, add percentage input
• apply DeductiblePercent in Tax Summary report math
• support partial bill payments with remaining balance tracking
• widen percentage input, add filter panel, and tree icons
• use category emoji icons in tree view instead of monochrome FluentIcons
• add count column and inline percentage to subcategory grid
• add Income/Expense/Transfer type editing to detail panel and grid badge
• rename Either to Not Set, add warning icons, business indicators, and group-by-type toggle
• add SMTP email support as alternative to SendGrid
• add Email Invoice button to detail view for finalized invoices
• add Email button to list sidebar, read-only editor for finalized invoices, and Revert to Draft
• add HasAnyActiveAsync to ITransferPatternRepository
• add BackfillTransferPatternsCommand to seed patterns from history
• trigger transfer pattern backfill on file open
• add transfer pattern lookup to coordinator for auto-detection
• add Auto Sync design, plan, and POC tests
• add IAmazonAutoSyncService interface
• implement AmazonAutoSyncService with Playwright automation
• add AutoSync command to AmazonSyncViewModel
• add Auto Sync button to Amazon view
• wire up SnapTrade account mapping dialog and auto-sync

Other Changes

• add invoice emailing design document
• add invoice emailing implementation plan
• add SendGrid NuGet package for invoice emailing
• add bill payment dialog redesign design document
• add bill payment dialog implementation plan
• remove mark-paid overlay panel from BillRemindersView
• add dialog standards reference and slim down CLAUDE.md
• add design for Link Existing Transaction to Invoice Payment
• add implementation plan for Link Existing Transaction feature
• add DeductiblePercent column configuration and migrations
• remove duplicate IsVisible attribute on Person icon
• regenerate SampleData.oledger with enriched business transactions
• add transfer pattern auto-detection design and implementation plan
• update progress with transfer pattern auto-detection
• add Playwright package reference to Desktop project
• register IAmazonAutoSyncService in DI container

Performance

• optimize pattern lookup with dictionary grouping and pre-loading



Bug Fixes

• persist line item edits and reorder to database
• align subcategory grid headers and remove row gap
• exclude soft-deleted transactions from badge counts
• address code review issues before merge
• sanitize XML-unsafe characters in release notes for Velopack

New Features

• add Save and Finalize button and line item reordering
• add IsInUse computed property to CategoryTreeItemViewModel
• add subcategory inline editing grid with toggle pills
• add PendingReview and Inactive status values
• add RawPayeeName, IsPayeeUserEdited, Deactivate, Reactivate, Confirm, RenamePayee
• add PendingReview, Inactive, and DateRange repository methods
• add Confirm, Deactivate, Reactivate, Rename, BulkConfirm commands
• add date range filter to query and new DTO fields
• add category exclusion, raw payee names, tighter thresholds
• add AI enrichment service with consensus voting
• add Gemini and LocalLlama subscription AI providers
• wire AI enrichment into detection pipeline
• add subscription detection settings (4-file pattern)
• add date filter, grouping, view toggle, confirm/deactivate to VM
• add card view template and update list view with card/table toggle
• add subscription detail dialog with click-to-open
• add pending review indicator to dashboard widget

Other Changes

• add subscription detection v2 design document
• add subscription v2 implementation plan
• update PROGRESS.md and add subcategory grid design docs
• add EF Core config for RawPayeeName and IsPayeeUserEdited
• add SubscriptionV2Properties migration for all providers
• update PROGRESS.md with subscription v2 improvements



Bug Fixes

• default file open dialog to user's Documents/OpenLedger folder
• fix sync date display, add SimpleFin lightning bolt, accent lock icon
• change lock icon color from accent to green for better visibility
• require only 1 completed reconciliation and extend overdue grace period to 10 days
• restore PDF export for all 9 report ViewModels
• use theme resource brushes for toast notification colors
• fix HasBankConnection from LinkedBankAccounts, fix AccentBrush name
• fix Category Type icon and filter behavior
• change lock icon color from accent to green for better visibility
• address PR #7 code review findings
• change LastDetectionRun from DateTimeOffset to DateTime for SQLite compatibility
• use correct Semantic*Brush theme resource keys in CategoryDetailPanel
• suppress spurious saves on category selection change
• add 4 missing topics to interactive user guide
• align subcategory grid headers and remove row gap
• exclude soft-deleted transactions from badge counts

New Features

• show lock icon on accounts with stored credentials
• implement Spending Trends and Tax Summary reports
• add Category Type filter dropdown (Personal/Business/Mixed)
• add Category Type icon column and fix Mixed filter
• add domain entities for subscription detection
• add infrastructure for DetectedSubscription
• add DTOs, PayeeNormalizer, and SubscriptionDetectionService
• add commands, queries, and DI registration
• add dashboard subscriptions widget
• add dedicated subscriptions page with navigation
• add StringMatchConverter for enum-to-string visibility bindings
• add inline editing support with UsageType and TaxCategoryId
• redesign CategoryDetailPanel with leaf inline editing and parent badges
• add feature toggle for subscription detection
• add IsInUse computed property to CategoryTreeItemViewModel
• add subcategory inline editing grid with toggle pills
• replace tree icons with UsageType FluentIcons

Other Changes

• add subscription detection design document
• add subscription detection implementation plan
• update PROGRESS.md with category inline editing work
• add subscription tracking documentation
• add Services & Products user guide (guide-50)
• add subscription detection v2 design document
• add subscription v2 implementation plan
• update PROGRESS.md and add subcategory grid design docs



Bug Fixes

• show wizard button for any first-time loan reconciliation
• move wizard button below banner as standalone element
• only show wizard button for Mortgage accounts
• add cache invalidation after single accept and editor save
• unlink transfer pairs when excluding transactions
• show which process is locking the database file on restore failure
• detect BOA auto loan origination statements without FINANCECHARGE
• use account opening balance as fallback for first reconciliation
• use PDF beginning balance for first loan reconciliation and flip payment sign
• also fix dynamic re-parse path and add diagnostic logging
• remove unused icon picker from category editor and fix bottom cutoff
• stretch category editor dialog to fill available height
• restore file history functionality for encrypted files
• show file history with current file and enable QBO migration button
• route to Advanced View on resume when statement has 0 parsed lines
• always show categories in new file wizard
• map interest categories to correct Schedule C lines
• add offsetting transaction for closing costs in mortgage wizard
• null-guard _mappingService in Schedule C report
• fix Schedule C income detection and add QBO category mappings
• fix 18 test failures across Application and Integration tests
• build full Parent:Child category paths in query handlers
• suppress RefreshDataAsync during construction
• include line items in all invoice repository queries
• fix batch status/business actions and add Mark Reconciled
• use Money brushes instead of Semantic brushes for financial amounts
• fix Schedule C income detection and add QBO category mappings
• restore 6 SampleData test files lost during merge
• add RootViewModel to MVVM pattern test exceptions

New Features

• add Run Mortgage Wizard button to Start Reconciliation dialog
• add prior servicer payment support to mortgage wizard
• add Unlock Reconciled Transactions setting
• add View Statement button to start reconciliation dialog
• enrich sample data with business/personal category overlap
• add money colors to Schedule C report
• add SampleData.Tests project with shared fixture
• add expected value constants for SampleData calculation tests
• add loan report tests against SampleData
• add investment report tests against SampleData
• add core financial report tests against SampleData
• add remaining report tests against SampleData
• add remaining report tests against SampleData

Other Changes

• add diagnostic logging to Schedule C report
• add diagnostic logging to ReportViewModelBase
• fix Schedule C diagnostic logging using lazy logger
• regenerate SampleData.oledger with current date range



Bug Fixes

• filter out zero-amount statement transactions in advanced view



Bug Fixes

• detect credit balance sign and refresh Complete button on flip
• address clean-context review issues for matching engine
• address code review - rename to SwapStatuses, add handler validation

New Features

• add Swap Status button to fix QBO import mistakes



Bug Fixes

• address code review issues for matching engine extraction
• block completion when transactions are missing from register



Bug Fixes

• exclude zero-balance accounts from reconciliation reminders
• widen Create New Data File wizard to follow dialog strategy
• restore sync progress dialog after duplicate review closes
• uncategorized count wrongly included split parent transactions
• use stored balance for investment accounts in batch queries
• remove Reconciled and Diff columns from account list to reduce clutter
• use string-based amount filtering and fix pagination with filters
• restore blinking caret in MoneyTextBox by using ClearValue
• cancel stale DB loads when filters change mid-flight
• restore Gemini/LLM fallback for generic extractors with 0 transactions
• clip description text overflow in Advanced Reconciliation view
• fix review issues from strategy pattern refactor
• search all pages, not just current page
• improve transaction matching and allow completion when balanced
• strong visual feedback for drag-and-drop matching
• stronger drag-and-drop visuals with row highlight
• handle sign-flipped amounts, fix drop recalc and hover
• restore register checkboxes and remove Include/Delete buttons
• wire IReconciliationMatchingEngine through DI to AdvancedReconciliationViewModel

New Features

• add drag-and-drop manual matching for unmatched transactions
• implement multi-pass ReconciliationMatchingEngine
• wire AdvancedReconciliationViewModel to use IReconciliationMatchingEngine

Other Changes

• rename AvgCost to PricePerShare to match holdings dialog
• add strategy pattern foundation for statement extraction
• extract FingerprintParser and CustomParserDetection strategies
• extract PythonExtractionStrategy (simple flow)
• extract DualExtractionStrategy from StatementAIParserService
• extract GeminiVisionStrategy and clean up StatementAIParserService
• add matching engine extraction design and plan
• add matching engine input/output DTOs
• add IReconciliationMatchingEngine interface and empty impl
• enforce mandatory worktree isolation for all Claude sessions

Performance

• column search filters cached data instead of reloading from DB



Bug Fixes

• align filtered total with total using grid layout
• right-justify filtered total to align with total amount
• add OtherLiability domain enum and fix AR/AP UI mappings
• cache categories in mortgage wizard to prevent duplicates
• correct loan account sign handling and date matching
• resolve 10 critical gaps in database password protection
• replace broken PRAGMA rekey='' with schema+data export for password removal
• use InvariantCulture for decimal parsing, add comprehensive tests
• use decimal cast for percentage bar width in asset allocation
• remove broken tests referencing removed overlay dialog properties
• remove broken tests referencing removed overlay dialog properties
• update 17 failing tests after parallel session feature changes
• address code review issues from parallel session integration
• change holding dialog to use price per share instead of total cost basis
• lighten SemanticWarningMuted backgrounds for dark themes and add theme-aware warning text color

New Features

• add filtered total to transaction list footer
• add DocumentationIndex for embedded guide content loading
• add DocSearchService for LLM-powered documentation search
• add documentation search command and properties to AppShellViewModel
• add documentation search box and result flyout to header bar
• add Spending by Payee, Batch Edit, Tag Filtering, and Asset Allocation
• add SQLCipher NuGet package for optional database encryption
• add IDatabasePasswordProvider for in-memory password storage
• wire password provider into all SQLite connection strings
• add IsPasswordProtected to DatabaseSettings and RecentFile
• add password dialog for opening encrypted databases
• add password protection option to New File Wizard
• integrate password prompt into file open and auto-open flows
• pass database password through backup/restore operations
• add File Security dialog for add/change/remove password protection
• store encryption metadata in recent files list
• show lock icon on encrypted files in recent files list
• add AlphaVantageApiKey setting for stock/ETF price refresh
• add Market Data section with Alpha Vantage API key UI
• add IMarketDataService interface for price refresh
• add RefreshSecurityPricesCommand and handler
• implement CoinGecko provider for crypto prices
• implement Alpha Vantage provider for stock/ETF prices
• add Refresh Prices button to Holdings view
• convert overlay dialogs to proper modal windows
• add Moralis API key and restructure Market Data section
• add WalletConnection aggregate root with blockchain network support
• add WalletConnection EF Core configuration, repository, and migrations
• add wallet connection CRUD commands and sync handler
• add 6 blockchain wallet balance providers with address validation
• add wallet connection dialog and MoralisApiKey setting
• add read-only wallet balance tracking for 6 blockchain networks
• extract Market Data into its own settings section

Other Changes

• update user guides and add new guide content
• register DocSearchService
• merge duplicate Closing Costs, reparent orphan categories, fix typo
• add design and plan docs for doc search and mortgage reconciliation
• add design doc for database password protection
• add implementation plan for database password protection
• add .worktrees to gitignore for isolated feature workspaces
• add market data integration design
• add market data integration implementation plan
• rename CryptoWallet display to Cryptocurrency
• add parallel session isolation instructions and update settings references
• add worktree completion workflow with auto-merge and PR options
• update settings references from desktop-settings.json to settings.db
• archive progress history and update current PROGRESS.md
• add BankingCenterViewModel god class refactoring design and plan
• add static analysis and lint cleanup
• suppress noise warnings and remove dead code
• update PROGRESS.md with investment system fixes
• fix analyzer warnings — suppress low-count rules and resolve S2139 log-then-throw



Bug Fixes

• compact loan and mortgage sections in account editor dialog
• 4-column loan terms, uniform input heights, expander and tab styling
• tab bottom border, rate history spacing, expander button styling, section separator
• fix MoneyTextBox phantom caret and NumericTextBox focus loop

New Features

• add 4-step mortgage setup wizard with closing costs and auto-reconciliation
• add escrow pipeline for 3-way mortgage matching (P/I/E)
• add mortgage document attachments with 11 standard categories
• add server-side filtered query methods to TransactionRepository

Other Changes

• add Mortgage Setup Wizard design document
• add Mortgage Setup Wizard implementation plan
• add transaction view performance optimization design
• add transaction performance optimization implementation plan
• add mortgage wizard, escrow pipeline, and document attachments designs
• update PROGRESS.md with mortgage workflow tasks
• scaffold BenchmarkDotNet project for transaction performance testing
• add benchmark database fixture seeding 50K transactions
• add baseline query benchmarks for transaction repository
• add baseline filter benchmarks comparing current vs optimized approaches
• add running balance and collection swap benchmarks
• record baseline benchmark results
• record post-optimization benchmark results

Performance

• push 5 in-memory filters to SQL, eliminate int.MaxValue dataset loads
• add covering index for AccountId+Status+CategoryId
• single-pass filter with Span matching, HashSet category lookup
• skip redundant sort in running balance when data is already date-sorted



Bug Fixes

• derive mortgage principal as remainder and reload after inline edit
• show category names and split details in reconciliation print report
• toast above status bar, fetch statement button, account column spacing
• toast above status bar, fetch statement button, account column spacing

New Features

• add segmented tabs and collapsible sections to account editor
• populate TypeSpecificDataJson for all account types
• add PDF export and print preview for Mortgage Summary report
• add reconciliation reminders with pattern detection
• support zero-transaction mortgage statement parsing and reconciliation

Other Changes

• add design and implementation plan for reconciliation reminders



New Features

• add Mortgage Summary report with P/I/E breakdown and fix PennyMac parser
• add release update and clear API endpoints