New to OpenLedger? Read the Documentation
45 Guides Available Quick Start Guide
Learn AI Categorization View Guide
Have Questions? Check the FAQ
New to OpenLedger? Read the Documentation
45 Guides Available Quick Start Guide
Learn AI Categorization View Guide
Have Questions? Check the FAQ

Privacy Policy

Last updated: February 2026

Our commitment to privacy

OpenLedger is built on a simple principle: your financial data is yours. We do not collect, store, or sell your personal financial information. The desktop application runs entirely on your computer.

Desktop application

The OpenLedger desktop application stores all data locally on your computer using SQLite. No data is transmitted to our servers or any third party unless you explicitly opt in to cloud features.

  • All financial data is stored locally in a SQLite database file on your device.
  • Crash reports are collected to improve application stability. Additional analytics and usage tracking are opt-in only.
  • AI categorization uses on-device machine learning (XGBoost) and optional local LLM. No data leaves your device.
  • Cloud AI providers (Gemini, Claude) are opt-in only. When enabled, transaction descriptions are sent to the provider for categorization.
  • SimpleFIN bank connections are opt-in. When enabled, bank data flows directly between SimpleFIN and your device.
  • API keys are stored encrypted in your local settings file.

Website

When you visit the OpenLedger website (openledger.cloud), we may collect limited information:

  • Download registration: If you provide your email to download OpenLedger, we store your email address to send product updates. You can unsubscribe at any time.
  • Support tickets: If you submit a support request, we store the information you provide to resolve your issue.
  • Newsletter: If you subscribe to our newsletter, we store your email. You can unsubscribe at any time.
  • Server logs: Standard web server logs may record IP addresses and request information for security purposes. These are retained for a limited period.

Data sharing

We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share information only in the following circumstances:

  • With your explicit consent.
  • To comply with legal obligations.
  • To protect our rights and safety.

Cookies

The OpenLedger website uses essential cookies for authentication and session management. We do not use third-party tracking cookies or advertising cookies.

Children's privacy

OpenLedger is not intended for use by children under 13. We do not knowingly collect information from children under 13.

Changes to this policy

We may update this privacy policy from time to time. We will notify users of significant changes via the website and product update notifications.

Contact

If you have questions about this privacy policy, please contact us at privacy@openledger.cloud.