Privacy & Security
Your data, your device
OpenLedger is built on a simple principle: your financial data is yours. All data is stored locally on your computer in a SQLite database. No cloud account required. AI categorization runs on-device by default. Crash reports help us improve stability; additional analytics are opt-in only. Cloud features are always opt-in.
Feature illustration
How it works
Get started in three simple steps.
1
Install OpenLedger on your computer — no account or internet required
2
Your data is stored locally in a SQLite file you can back up anytime
3
Cloud AI and SimpleFIN are opt-in only — everything else works offline
Key capabilities
100% local data storage in SQLite database file
No cloud account required — ever
Crash reports collected for stability — additional analytics are opt-in
AI Tiers 1-3 run entirely on-device, no internet needed
Cloud AI (Tier 4) is opt-in — only sends payee name and amount, never account numbers
API keys stored encrypted in local settings file
Manual and automatic backup with encrypted .olbak format
Cloud backup support (OneDrive, Google Drive, Dropbox, iCloud)
SimpleFIN uses bank-grade encryption with minimal data retention
Try Privacy & Security today
Download OpenLedger for free and start using Privacy & Security right away.