Subscriptions
Subscriptions
OpenLedger automatically detects recurring payments in your transaction history and tracks them for you. No setup required -- just import your bank transactions and OpenLedger identifies your subscriptions, memberships, and recurring bills.
How It Works
OpenLedger scans your last 12 months of transactions for recurring patterns. It groups charges by payee name, checks for consistent amounts and regular intervals, and identifies subscriptions with a confidence score. Detection runs automatically when you open the Subscriptions page or after importing bank data.
Supported frequencies: Weekly, Bi-weekly, Monthly, Quarterly, and Annual.
Dashboard Widget
The Subscriptions widget on your Dashboard shows your top 5 active subscriptions, your estimated monthly total, and status indicators (green for active, yellow for variable amounts, red for overdue). Click View All to see the full list.
Subscriptions Page
Navigate to Planning > Subscriptions to see all detected subscriptions with filtering by status, frequency, and business/personal type. The page shows summary statistics including active count, monthly total, and annual total.
Subscription Lifecycle
Subscriptions are automatically tracked through their lifecycle:
- Active -- charges arriving on schedule
- Paused -- a charge is late (1.5x the expected interval)
- Cancelled -- no charge for an extended period (3x the expected interval)
If a paused subscription receives a new charge, it returns to Active automatically.
Dismissing
If a detected pattern is not actually a subscription, click Dismiss to permanently hide it. Dismissed items will not reappear in future detection runs.
Next Steps
- Set up scheduled transactions to automate recurring entries
- Use budgets to track subscription spending against your plan
- Run reports to see how subscriptions affect your overall spending